| Credit Rating |
"A" |
"B" |
"C" |
"D" |
| Experian Credit Rating
Score |
1-300
|
301-500
|
501-700
|
701-Up
|
| Share Secured
Loan - Apply
For A Loan |
| 120 Month
|
2%>Div Rate
|
2%>Div Rate
|
2%>Div Rate
|
2%>Div Rate
|
| Shares and Personal
Credit - Apply
For A Loan |
| |
6.50%
APR* |
8.00%
APR* |
13.00%
APR* |
16.00%
APR* |
| *above current shares
|
$2,000
|
$1,250
|
$1,000
|
$500
|
| Personal Loan
- Apply
For A Loan |
| |
8.00%
APR*
|
10.00%
APR*
|
16.00%
APR*
|
18.00%
APR*
|
| **per household limit |
$5,500
|
$4,000
|
$3,000
|
$1,000
|
| |
72 mos.
|
60 mos.
|
60 mos.
|
24 mos.
|
| New Vehicles -
Apply
For A Loan |
| 2006-2005-2004 -- 60 Months New
|
6.75%
APR*
|
7.75%
APR*
|
12.75%
APR*
|
14.75%
APR*
|
| 2006-2005-2004 -- 72 Months New
|
7.00%
APR*
|
8.00%
APR*
|
13.00%
APR*
|
15.00%
APR*
|
2006-2005-2004 -- 84 Months New
over $30,000
|
7.50%
APR*
|
APR*
|
APR*
|
APR*
|
| Used
Vehicles - Apply
For A Loan |
| 2003 -- 54 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
2002 -- 48 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
| 2001 -- 48 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
| 2000 -- 42 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
| 1999 -- 36 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
| 1996 & Older -- 36 Months New
|
7.75%
APR*
|
9.50%
APR*
|
14.75%
APR*
|
16.75%
APR*
|
| New Motorcycles,
Dirtbikes, 4-Wheelers - Apply
For A Loan |
| *requires 5% down
|
7.00%
APR*
|
8.25%
APR*
|
14.00%
APR*
|
17.75%
APR*
|
| Used Motorcycles,
Dirtbikes, 4-Wheelers - Apply
For A Loan |
| $1,000 under retail
|
9.00%
APR*
|
10.25%
APR*
|
16.00%
APR*
|
18.00%
APR*
|
| Furniture &
Household- Apply
For A Loan |
| 36 Months
|
7.50%
APR*
|
8.50%
APR*
|
14.50%
APR*
|
16.50%
APR*
|
| *% of retail price |
100%
|
90%
|
75%
|
50%
|
| Home
Improvements - Apply
For A Loan |
| 120 Months
|
8.50%
APR*
|
9.25%
APR*
|
14.00%
APR*
|
16.00%
APR*
|
| Real
Estate - Apply
For A Loan |
| Under $30,000 For 15 Years |
7.75%
APR*
|
10.25%
APR*
|
|
|
|
Over $30,000 For 20 Years
|
5.75%
APR*
|
8.75%
APR*
|
|
|
| Mastercard
- Apply
For A Loan |
|
14.00%
APR*
|
14.00%
APR*
|
14.00%
APR*
|
N/A
|
| Stock
- Apply
For A Loan |
| 60 Months
|
12.00%
APR*
|
14.00%
APR*
|
16.00%
APR*
|
18.00%
APR*
|
*APR is the Annual Percentage Rate.
|
